Are you financing your future for instant gratification?

Are You Financing Your Future For Instant Gratification

Most people live off of credit today, and that can add up to serious losses in future living. The problem is, once you get started on financing everything in life, it’s nearly impossible to stop. Here are some tips on the problems that you should identify, as well as the necessary steps to reduce the cost and manage your finances more prudently. Continue reading

Helpful tips for buying real estate

Helpful Tips For Buying Real Estate

It is the American dream to own your own piece of real estate that you can call home. However you will find that once you start looking for a new home it is a big task. Below I will go over a few tips to help you find the right piece of real estate.

The first tip is to first determine how much you can spend on a piece of property. Many banks and mortgage companies will pre approve you for financing and will generally tell you how much home you can afford based on your debt to income ratio or DTI. Continue reading