Mortgage basics to know

Mortgage basics to know

Before applying for a mortgage, you might want to understand it. Learn from an expert by watching this video. With this knowledge, you can be familiar with the best San Francisco mortgage rates. The truth is, majority of homeowners are not adept with mortgage basics. This is according to the study done. Almost half of home buyers failed to answer the basic questions related to the topic. They also don’t know much about the financial planning mortgage process. Considering that this is such a huge investment that can change your life, you might want to know a little bit about it. Here are some basics. Continue reading

What are annuities?

What are annuities

In its simplest form, or at least as simple as anything in the world of finance can be, annuity refers to a permanent income provided by a lender in exchange for a fixed sum of money or person to the pension fund issue. Until recently, it was possible for someone to buy your pension from the age of 50 and 75, but 2010 saw the bottom of the ladder over 55 years. Before removing an annuity, it is possible for a retiree to take up to 25% of its funds as a lump sum of retirement, while tax-free. Continue reading

How to become a financial planner?

Financial planners work with clients to help them invest their money. They may work for a bank, insurance company or other financial institution. To become a financial planner who must follow a specific financial training and certification, as it is a highly regulated industry.

Not that financial planners

A financial planner will meet with their clients and help them establish their financial goals, both short and long term and help them achieve. They come with a financial plan that meets your customer needs and adjust the time to stay on track and up to date. This will be in contact with customers and businesses to invest, and often looking for these companies, providing detailed reports on their findings. Continue reading