It is the American dream to own your own piece of real estate that you can call home. However you will find that once you start looking for a new home it is a big task. Below I will go over a few tips to help you find the right piece of real estate.
The first tip is to first determine how much you can spend on a piece of property. Many banks and mortgage companies will pre approve you for financing and will generally tell you how much home you can afford based on your debt to income ratio or DTI. Continue reading →
Are you in college? If so, you may need a car to get around. This is especially true if you got to a large university with a spread out campus. With that being said, car loans for students are not always readily available. Of course, there are some steps that you can take to get the loan you need in order to purchase a car. Before you start shopping for a car, you should take the time to get your loan lined up. This will make things much easier on you because you will know how much you can afford, as well as how to move forward when you find the right car. Continue reading →