How credit reports can help your business succeed

How credit reports can help your business succeed

It is crucial for any business owner to possess solid information. Whether it is techniques for increasing sales, trends in the market, or the current economical climate – your business needs to know as much as possible to continue growing. However, there are two aspects of your business that can’t be influenced by reading Forbes or watching CNBC. The delicate tasks of hiring quality employees and granting customer credit require you to dig a little deeper. In these instances, you owe it to your business to perform proper credit checks. Continue reading “How credit reports can help your business succeed”

Preparing for a life insurance exam

Prepare for a Life Insurance Exam

Before you can buy a life insurance package from an insurance company, you will need to undergo a life insurance exam. A life insurance exam is a medical exam that is very similar to a regular annual checkup. Insurance companies perform these exams in order to assess your past, present and future state of health and assess your risk of death at any given moment. This exam will allow the company to decide if they want to accept you as a client, what kind of policy they will give you and how much they will charge. Continue reading “Preparing for a life insurance exam”

Best ways to consistently boost your credit score

Best ways to consistently boost your credit score

As the nation slowly recovers from the economic crisis and lending institutions continue to tighten the qualifications for obtaining new loans, potential borrowers need to be more proactive than ever in establishing and maintaining good credit. Although good credit doesn’t happen overnight, here’s a refresher course on the best ways to consistently boost your personal credit score. Continue reading “Best ways to consistently boost your credit score”

What are annuities?

What are annuities

In its simplest form, or at least as simple as anything in the world of finance can be, annuity refers to a permanent income provided by a lender in exchange for a fixed sum of money or person to the pension fund issue. Until recently, it was possible for someone to buy your pension from the age of 50 and 75, but 2010 saw the bottom of the ladder over 55 years. Before removing an annuity, it is possible for a retiree to take up to 25% of its funds as a lump sum of retirement, while tax-free. Continue reading “What are annuities?”